B. Loganathan, B. L. and P. Sasikumar, P. S. (2025) “Gender-Based Risk Perception Bias and Loan Availing Decisions among Women Customers: A CFA and SEM Approach in Banking Services”, Journal of Neonatal Surgery. Lahore, Pakistan, 14(19S), pp. 441–447. Available at: https://jneonatalsurg.com/index.php/jns/article/view/4788 (Accessed: 19 February 2026).