ROY, Koyel; CHANDA, Sandip; MANDAL, Chanchal; DASGUPTA, Madhumita. An Empirical Analysis of Challenges Faced by Rural Bank Customers in Health Sector Loans: Assessing the Impact of Emerging Technologies and AI Risks in Kolkata (West Bengal) and Mohanpur (Jharkhand). Journal of Neonatal Surgery, Lahore, Pakistan, v. 14, n. 12S, p. 471–486, 2025. DOI: 10.52783/jns.v14.3218. Disponível em: https://jneonatalsurg.com/index.php/jns/article/view/3218. Acesso em: 3 mar. 2026.